Popular financial advice says annuities are terrible. Some are—but they are easy to avoid. Like the Jackson Five sang, One bad apple don’t spoil the whole bunch!

The vast majority of retired people own the annuities we offer: fully insured and guaranteed.

Who makes up such extreme one-sided advice? Who’s training those advisors and commenters—and incentivizing them to give that advice? Financial institutions are not promoting what helps you the most, but what helps them the most.

History enables you to compare bank safety and annuity safety. Click here. What was the failure rate of banks and annuities from 1983 to 2013? Think of all the financial calamity during those years!

All our annuity companies are insured by a government agency. You can learn more directly by clicking here for the National Organization of Life and Health Guaranty Associations.